Monthly Budget Tool Monthly Budget Tool Income Expenses Salary (Net) Rental Income Interest Dividends Other Income Bond / Rent Car Repayments Insurance Life Cover Investments Retirement (RA/Pension) Medical Aid Utilities (Water/Elec) Rates & Taxes Groceries School Fees Entertainment Cell Phone & Wifi Credit Cards / Loans Other Calculate Monthly Balance Total Monthly Income: Total Monthly Expenses: Net Surplus/Deficit: